:root{--navy:#002868;--dark:#001b4a;--blue:#28a8e0;--gold:#c6a24e;--text:#16232e;--muted:#53687b;--pale:#f1f7fc;--line:#dce8f3}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--text);font:16px/1.6 system-ui,-apple-system,Segoe UI,sans-serif;background:white}
a{color:inherit}h1,h2,h3{line-height:1.2;color:var(--navy)}h1{font-size:clamp(2.1rem,5vw,3.8rem);margin:16px 0 18px}h2{font-size:clamp(1.6rem,3.3vw,2.35rem)}h3{font-size:1.16rem}p{margin-top:0}
.wrap{max-width:1100px;padding:0 24px;margin:0 auto}.top{background:var(--dark);color:white;padding:18px 0}.top .wrap{display:flex;justify-content:space-between;align-items:center;gap:18px}.logo{font-weight:800;letter-spacing:.17em;font-size:1.35rem;text-decoration:none;color:white}.logo b{color:#78d3f0}.top nav{display:flex;flex-wrap:wrap;gap:20px;font-size:.88rem}.top nav a{text-decoration:none;color:#e0ecf5}
.hero{background:linear-gradient(115deg,var(--dark),var(--navy) 56%,#10679c);color:white;padding:85px 0 90px}.hero h1{color:white;max-width:900px}.hero p{max-width:700px;color:#e3eef8;font-size:1.12rem}.eyebrow{color:#e7cd91;letter-spacing:.16em;font-size:.72rem;font-weight:800;text-transform:uppercase}.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:25px}.btn{display:inline-flex;justify-content:center;align-items:center;text-align:center;background:var(--blue);color:#00214d;text-decoration:none;font-weight:800;padding:13px 20px;border-radius:9px}.btn.secondary{background:transparent;color:#fff;border:1px solid #b9d2e4}
section.content{padding:70px 0}.muted{color:var(--muted)}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:30px}.card{padding:23px;background:var(--pale);border:1px solid var(--line);border-radius:15px}.card p{color:var(--muted);font-size:.94rem}.steps{padding:65px 0;background:var(--pale)}.number{display:inline-block;color:#106fa8;font-weight:800;margin-bottom:6px}.features{margin-top:25px}.features li{margin:7px 0}.two-col{display:grid;grid-template-columns:1.2fr 1fr;gap:56px;align-items:center}.panel{background:#fff;border:1px solid var(--line);border-radius:16px;padding:25px}.faq{padding:65px 0}.faq details{padding:18px 0;border-bottom:1px solid var(--line)}.faq summary{font-weight:700;cursor:pointer;color:var(--navy)}.faq details p{padding-top:12px;color:var(--muted)}.end-cta{background:var(--navy);color:#fff;padding:62px 0}.end-cta h2{color:#fff}.end-cta p{color:#dbeaf6}footer{background:#051c36;color:#c5d6e4;padding:30px 0;font-size:.87rem}footer a{color:inherit}footer .wrap{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}
@media(max-width:730px){.top .wrap{flex-direction:column;align-items:flex-start}.hero{padding:62px 0}.cards{grid-template-columns:1fr}.two-col{grid-template-columns:1fr;gap:24px}section.content,.faq,.steps{padding:52px 0}}